Fintech · Banking & BaaS · 50–200 · Europe #b006_11

Context

We offer an embedded finance platform that lets software companies add accounts, cards and payments for their business users, with regulated entities in the UK and the EU.

Industry

Fintech · Banking & BaaS

Size

50–200 employees

Region

Europe

Tools budget

$1K–5K per month

Needs

KYC & customer onboarding. We need identity verification and risk checks that run inside our partners' apps without breaking their user journeys.

Today: product team drives identity and risk capability inside embedded finance platform with partner vendors · Urgency: this year

Regulatory reporting. Operating regulated entities in more than one jurisdiction means duplicated regulatory returns that we prepare largely by hand.

Today: compliance manager under the money-laundering reporting officer covers entities in two jurisdictions · Urgency: this year

Who decides

head of compliance · security review

Expects from suppliers

Compliance workflow fit for e-money entities in two jurisdictions; Integrates with event streaming and JVM services

Not a fit

Tools built only for large deposit takers; Vendors without AML programme experience

Stack

cloud: AWS-class hyperscaler, Kubernetes, core banking / ledger system

Buying triggers

new market or product launch, regulatory change