Fintech · Lending & Credit · 1000+ · North America #b003_05

Context

We offer pay-over-time credit at checkout and through a consumer app and card. Our engineering teams work remotely across several countries and own underwriting, checkout and identity systems.

Industry

Fintech · Lending & Credit

Size

1000+ employees

Region

North America

Tools budget

$20K+ per month

Needs

Fraud prevention. Application and account fraud grows with our checkout volume; we need real-time signals that keep approvals high and losses low.

Identity & access management. We are strengthening customer login and step-up authentication without adding friction to the purchase flow.

Expects from suppliers

Millisecond latency inside checkout flows; Measurable lift in approval rates versus losses; Support for multiple countries and regulators

Not a fit

Batch-only scoring that cannot run in real time; Tools aimed at small merchants

Stack

cloud: AWS-class hyperscaler, Kubernetes, data warehouse: cloud

Buying triggers

scaling transaction volume, new market or product launch